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3$/week or 11$/month Avaliable: 10.03.2010
3$/week or 11$/month Avaliable: Now
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Breaking News From Nanomoneycorp
The harm taken from the DDOS attacks has been far more serious than expected. The time needed for the accounts inspection is more than expected before. By the end of the week, all antiDDOS measures and efforts will be applied. And by Friday all users' account will be inspected. We are doing our best to finish with the inspection as soon as possible, and the accounts will be verified gradually. Some are already done, some are not. Yours is in still in turn.
The attack has been extremely serious and you should understand without the proper inspection we can't be sure the accounts of our clients are safe and secured.
Thanks in advance for your understanding and please stay patient.
We are always glad to answer any queries possible.
Kind regards,
NanoMoneyCorp Mar-2-2010 02:43:49 PM
ENVIRO VENTURES UPDATE
Our site has survived several DDOS attacks, hacker attacks and we have hard time patching all holes, catching up and meeting deadlines. We had to bring our site off-line to make necessary upgrades and check the system for possible backdoors and exploits. The site is on-line now. However, we need some more time to fine tune the system and catch on your numerous technical support requests.
We have a good number of users complaining that their user accounts have been hacked and personal data changed. Some of them lost sizable amounts. Most of these incidents are happening due to the user’s negligence to the security issues. Therefore we give you 72 hours to log in and check your user profiles to make sure all information is correct and up to date. Please check your LR and PM account numbers, if you have not registered them, please do so. PM users must make sure they enter USD purse numbers starting with uppercase U.
Withdrawal function will be disabled during these 72 hours to prevent unauthorized use of compromised accounts. We had to cancel all pending withdrawals as well.
Meanwhile, we shall deal with your technical support requests. If you don’t remember your transaction code or need to change your e-mail or anything else, please, submit a new support request. The withdrawal function will be enabled early Monday morning and the web-site will be fully operational.
Thanks, Steven Rosen Customer Relations dept Enviro Ventures Inc. Feb-12-2010 04:47:28 PM
Company Registration - NextGenMarket
Currently there are over 320 registered members, 138 of them being BUSINESS Members (bought shares) which is a very good percentage.
I have to admit I'm pretty shocked seeing the growth of the program and there are some improvements that were scheduled for next months that will be done sooner.
I've already started the procedures to incorporate a company that will, legally speaking, represent NextGen Market. The program is growing good and we already discuss with different companies to engage in profitable activities. I've been advised by my legal counselor to create a legal entity. Members will receive shares from the company's profits, all being 100% legal keeping us out of trouble ensuring our long term development. As soon as I have the papers ready I will let you know.
Speaking about NextGen Market growth. In just 10 days of operation we paid over $1500 in advertising rebates to our members. You may find some of the payment proofs listed here: http://www.nextgenmarket.com/payment_proofs.php . Users that have a twitter account should follow our page: http://twitter.com/NextGenMarket . This way you will stay up to date with the latest news, in case you don't check your email often as we send the news both on email and twitter to make sure everyone receive them. Feb-2-2010 06:53:06 PM
Message from Finance Nova
and we must admin that the response from countries all over the world has exceeded even our best predictions and expectations. That fact makes us very pleased and confident about the future of Finance Nova and we are expecting to become the leading online investment program by the end of this year.
But your support won't put us asleep and our goal is to continuously work on making Finance Nova even better.
In the following lines we will use this occassion to explain a couple of things that we get asked about pretty often:
The current financial crisis isn't affecting Finance Nova because we are doing our best to avoid working with anything that's related to it. We do not work with banks and we do not work with loans and that keeps our business in a safe place. As you already know, the largest portion of our income comes from stock market, as well as from FOREX. Thanks to the current fluctuations of the currencies, the FOREX is taking bigger and bigger part in our business today.
Also, we'd like to remind you that we have a referral program which allows you to earn wonderful 10 percents in 3 levels. Feb-2-2010 06:51:19 PM
News from Bestethanol
that Bestethanol is now credit card approved by Alertpay. This means you can now use your credit card and invest with Bestethanol. Jan-22-2010 10:05:58 AM
StanbicArbitrage Review
Gambling on sports events at loaded odds that mean you can’t lose no matter what the score. Well, arbitrage betting seems to be the new ForEx in the HYIP industry with every second new program claiming some involvement with it. And StanbicArbitrage is the latest of these. There is only one plan available from StanbicArbitrage which seems to be another growing trend from new admins. In this case they are once again using the popular “no expiry” model so if you join StanbicArbitrage then that’s it. You will stay a member for the duration of the program’s lifespan however you will have the opportunity to withdraw your principal. You are free to leave but only after a ten week lock-in period. In return for a minimum deposit of $20 you are offered a weekly interest payment of 10%, paid every week for as long as the program runs. The maximum deposit is $20,000.
The list of payment processors is the usual standard for online HYIPs of this quality. LibertyReserve, PerfectMoney, and StrictPay are the only ones accepted and I would expect it to stay this way. You are requested to allow up to 48 hours for your withdrawal request to be processed, though in reality they are a lot faster than that. When StanbicArbitrage first started trading about ten days ago they were also using AlertPay. AlertPay however have since suspended their verified status and put them back to “pending” status while they wait for the StanbicArbitrage admin to provide them with satisfactory documents proving his identity. The fact that the admin has already told his members that they should just go ahead and contact AlertPay and ask for a refund would imply that he won’t be able to do this. The AlertPay banner still appears on the site and has yet to be removed, so don’t be confused by that.
One very important feature about StanbicArbitrage that you need to know about before joining, and one that I am disappointed to say does not appear to be adequately explained anywhere by the admin, is the transaction fees. I know I certainly wasn’t aware of any fees until after I had joined and still can’t find any information as to the nature of these fees. First of all when it comes to joining you will first be asked to fund your account wallet from your e-currency account. This will cost you a flat fee of $1 plus 1% of the transaction amount. So for instance if you wish to deposit the minimum $20 you will actually pay $21.20. $20 to your account, $1 flat fee, plus 1% of $20 ($0.20). Likewise a $100 deposit will cost you $102, though you’ll still only see the $100 in your account.
The same fees apply to making withdrawals. You will be charged a flat withdrawal fee of $1 regardless of the size of your request, then another 1% of the value. Again there is no mention of this on the FAQ page and nothing that I can see anywhere on the StanbicArbitrage website informing me of it.
BlackLotus are the hosting provider. They are still a highly capable service provider and they have StanbicArbitrage on a dedicated server with protection from DDoS attacks.
The script is licensed from Neversay and though also a respected service provider this particular version has never impressed me much. For a start it’s incompatible with certain web browsers. And while I hate to keep repeating that every time I see this script in use the fact is that it has never been properly addressed. Aside from that it’s also just an unnecessarily complicated process to get registered and to withdraw. SSL encryption is not available.
Something that is quite welcome is the site of Live Chat support so you can get your questions answered in real time when an operator is available. It’s not a 24 hour service and there is no published timetable as to when this service is available so best to consult with the admin about that first. You may also use the more traditional method to contact the admin through the online support ticket submission form.
On the business side of things StanbicArbitrage claim to be involved in the latest craze among online HYIP admins which is arbitrage sports gambling. Let me get straight to the point here and say frankly I doubt very much this to be the case. The texts are a straight copy/paste from another website and honestly, if you are not capable of at least explaining (nevermind proving) your own business in your own words then I don’t see how you could be involved in it. Plus the fact that the one and only practical example of a successful arbitrage bet you will find on the website is that of a tennis match played a number of years ago. An odd choice for a program running less than two weeks! How about a couple of more up to date examples, like from the last two or three days? StanbicArbitrage also say they are a legally registered company. No proof is offered but given the ease with which one can register a company name these days (see here) I wouldn’t attach too much importance to it. One thing that I strongly suggest you ignore however is the line “Our investors receive a 100% guarantee from the protection of their funds.” Why? Because you do not receive a 100% guarantee of anything.
All in all StanbicArbitrage is a typical HYIP game and nothing too serious. Take a chance if you enjoy things like this and treat it as a gamble. Just not an arbitrage gamble, as the only guaranteed winner here will be the admin. Jan-19-2010 08:29:17 PM
AtoxFinance Review
When I look at this one and compare with a couple of other recently launched similar ones it looks like being a bright start to the year for long term programs and their fans. And AtoxFinance looks like it could be one of the better ones. It’s pretty easy to say this one is the best program of the year when in actual fact it’s the only program of the year that I’ve joined so far, but if I see a better one then I’ll be impressed.
AtoxFinance isn’t quite new exactly, it’s been online for a couple of weeks so I’m sure a few of you will have noticed them already. But I guess as long term programs go they’re really only still getting started so it’s an opportunity to get in on something good right from the very beginning. The plans are reminiscent of those offered by PanaMoney in the sense that they offer a variable return based on how successful their own money making activities have been. And I think this point should not be underestimated as it could prove crucial to keeping AtoxFinanve online for a lot longer than many competitors. By refusing to commit themselves to paying a fixed rate of interest the admin is protecting the program from having to meet impossible targets in slow trading weeks. And let’s be honest, we all have bad weeks. If the cash just isn’t there then the profits paid to you will take a dip. You mightn’t like it when it happens but in the long run it’s for the best. Likewise nobody’s going to be complaining during the good weeks when payments go up. But it will help to keep the business afloat for much longer anyway.
As for the investment plans themselves, AtoxFinance operate along the lines of splitting the profits that they have generated from their activities with the investors who financed it. For instance let’s say they were able to take your money, invest it, earn a $10 profit on it, they would then pay you $4 and keep the rest for themselves. Your slice of the profits, whatever they are, will increase as your principal increased. You are not being offered a fixed percentage of your deposit as a payment in the regular sense and the amounts that you do earn can differ from day to day.
As the plans are, shall we say, unconventional, you may be relieved to know that there is a test plan available if you want to see how it all works out in practical terms first. This test plan, or The Trial Investor as they call it, runs for 30 business days. That’s six weeks. You can invest anything from a minimum of $10 to a maximum of $100 here. Your daily payment is then based on how much AtoxFinance have earned from their own trading. But the profit will be split 60/40 in their favor. So you get $0.40 and they get $0.60 of every dollar earned by them re-investing your deposit. During this time however your payment will not be below 0.4% of your total investment amount. And your principal gets returned on expiry.
There is a lot of scope to maneuver there and it would be pretty pointless to offer any examples of what you might potentially earn. The program is too new and too difficult to predict at this stage. You can view previous interest rates paid already to existing investors if you find that helpful but remember that shouldn’t be an indicator of future performances either.
The rest of the plans operate pretty much along the same lines. They all run for 230 business days, which is 46 weeks, and take deposits ranging from $101 right up to $150,000. Now how AtoxFinance decide to split the profits with you depends on the size of your principal. Anything up to $2500 will fall into the so called Basic Investor Plan and result in a split of 55/45 in their favor. Bigger investors will get a bigger share with those investing from $2,500 to $7,500 getting an equal 50-50 split with the program. For information on deposits bigger than $7,500 I suggest you take a look at the AtoxFinance website yourself.
The most important thing to remember though is that at all times you are promised a minimum payment of at least 0.4% every business day no matter what happens. The most you will ever earn in a day is 3% interest. And just like in the test plan your principal will be handed back on expiry. And oh! I almost forgot. There’s a $10 welcome bonus on offer just for joining. It gets added to your account but if your not joining today then don’t forget to check it out first because I can’t say how long the offer will run for.
A couple of other important points to remember include the use of compounding for those who enjoy an extra risk is allowed. And also the list of payment options. Unfortunately the choice isn’t great at the moment with only LibertyReserve, PerfectMoney, and EcuMoney accepted. But where some see a drawback the admin has compensated somewhat for that by introducing instant payouts. So when you do go to the AtoxFinance website and request a payment it will be in your e-currency account literally faster than you can log out of of one website and into another.
Another major feature, though to be honest it’s really only of interest to the bigger players, is the offer of a free debit card for that you can use for in store purchases, online purchases, or just regular ATM cash withdrawals. They say it’s free which is great but it’s only available to investors with $7500 or more in their account. If anybody tries it please get in touch.
Ok, so the plans might be unnecessarily complicated and the payment options might have room for improvement but what is it that makes AtoxFinance so good then? Well first of all the script. Like all the best new programs AtoxFinance are skipping the same old generic options seen time and time again in the industry and have gone for something totally unique and customized. There is also SSL encryption for an added layer of protection. So it’s already pretty safe on that front but it’s also hosted on a dedicated server provided by Staminus. They are the best around. It’s quite a nice design overall in fact. At least in my opinion. Very professional, easy to navigate, and an extensive FAQ section. Any questions not mentioned there can be directed towards the admin via the online support ticket system. There are also a couple of telephone numbers you can try. I usually check them out myself (with little success!) but today being Saturday AtoxFinance aren’t working. Sorry guys, but if these things are important to you then try it yourselves on Monday.
A mailing address is also added in Panama where AtoxFinance is registered.
To finish I’d have to say that it’s an impressive looking program overall and if managed properly could run and run for quite some time. Everything seems to be in place for them to be pretty much responsible for their own success from this point on. The next big thing? I don’t know about that but I think AtoxFinance are at least going to be a very competitive performer. I have a feeling that at least the early part of this year is going to have some very strong performers in the long-term side of the HYIP industry and AtoxFinance are in as good a position as any to be the top performer from the new programs in this field. Jan-9-2010 03:26:05 PM
Marry Christmas and a happy New Year!
Dear users!
Investrating.net team would like to wish you and your families a marry Christmas and a happy New Year.
May the next year bring us all much happiness and, of course, many stable investment programs.
Best regards, Investrating.net Dec-25-2009 10:55:22 AM
GeniusFunds - news
At Genius we are committed to providing you with a top notch investment platform and the great service you deserve. That is why we are investing heavily in improving our products and services. I am very pleased to inform you of some of the improvements we implemented over the past week.
French Language Web Site Due to our continuing success in French-speaking countries, we have opted to have our web site translated into the French language. Now all native French-speakers have a fully localized web site for their convenience.
Spanish Language Web Site After numerous requests by our investors, we have decided to introduce a Spanish version of our web site. Work on localization is currently under way and is planned to be completed on the 15th of May, 2009. We also plan to introduce Spanish-speaking customer support representatives.
AlertPay For convenience of those investors who would like to make their deposit using a credit card, AlertPay, a processor that we have been accepting for more than two months, has finally allowed our investors to make deposits into their accounts at Genius using Visa, MasterCard or American Express credit cards.
Reinvestment Power Did you know that Genius offers automatic reinvestment (compounding) of your dividends? Just set reinvestment rate for your Genius account and each payout will be automatically used to purchase additional shares. By utilizing this powerful feature your total income will significantly increase over time in comparison to daily or weekly withdrawals. Our online calculator can be used to calculate the potential gain. Please note that you may change your reinvestment rate back at any time, including setting it back to 0%.
Denial of Service Attack Protection While we have already been employing sophisticated methods of fighting these type of attacks, one large-scale attack had managed to restrict access to our web site for several hours during the weekend. To counter any future attacks of this scale we have upgraded fire wall equipment in our server room. We have also instructed our ISP to install new equipment which could mitigate attacks of this scale in the future. Dec-11-2009 07:54:42 PM
AimTrust News
We're glad to inform you that starting from this very day you may send deposits via Wire Transfer without verification. Now, every member may invest and receive income through bank wires.
Modern system of wire transfers - is a broad network of banks and affiliates in many countries of the world; with the use of it, you may send money in different currencies, including electronic monies, almost to any city of the world.
AimTrust continues developing and bringing good yields to the members. Dec-6-2009 05:43:43 PM
MANDARIN INVEST NEWS
You do not have to wait for your payout to be processed any longer, it will be processed automatically after request. For security reasons we have limited the instant withdrawals to $100 per request, in case the requested amount is greater, it will be processed manually.
Sincerely, Robbyn Hart Nov-28-2009 11:48:46 AM
MANDARIN INVEST
You do not have to wait for your payout to be processed any longer, it will be processed automatically after request. For security reasons we have limited the instant withdrawals to $100 per request. In case the requested amount is greater, it will be processed manually. We also plan to add instant payouts for PerfectMoney and StrictPay within the next few days. Nov-23-2009 08:43:21 PM
MoneyPlus Review
There are four plans to choose from with a number of variations within that depend on how long you want to wait. You have a choice of investment terms, and as they pay by the day then obviously the longer your term the higher your profits. Remember that the plans only pay on business days (Monday to Friday) even though the duration is measured in calendar days. Is that a bit muddled? Well let’s take a closer look at each individual option.
To start with we have The Basic Plan and that’s open to deposits from a minimum of just $10 up to a maximum of $1000. So what will you earn from this Basic Plan? Well, that depends on how long you want to put it away for. You have four options here. 30 days, 60 days, 120 days, or 240 days. Invest here for 30 days and you will receive a daily interest payment of 0.6% per business day for 30 calendar days. If you prefer to invest for 60 calendar days then they will pay you 1% interest per business day. Leave your deposit here for 120 calendar days and get paid 1.3% interest per business day. And finally if you want to really test your patience you can leave your principal for 240 calendar days you can earn 1.7% interest per business day.
For the more ambitious readers there is The Fair Plan which is open to deposits ranging from $1,001 to $5,000. The investment terms are the very same at 30, 60, 120, and 240 calendar days, but the rates of interest go up. Again, daily rates apply to business days only an are 0.8% for 30 days, 1.2% for 60 days, 1.5% for 120 days and finally 1.9% for 240 days.
Next is the modestly titled Good Plan. $5,001 to $25,000 are the investment parameters here and 30, 60, 120, and 240 days are again the investment terms with the following rates of interest applying. Investments for 30 days will earn 1.0% per business day. 1.4% will be paid for 60 days. 1.7% will be earned daily for 120 days and 2.1% per day is the daily rate for 240 days.
That’s not all of course, and the owners of MoneyPlus are quite happy to take donations of over $25,000 with no published maximum. I doubt this is the place where we should be talking about those kinds of numbers however and if you want to spend that kind of money then you should really be talking to a professional. Online HYIP games are not the place for it.
Some other points I need to make about the plans are that first of all your deposit will be returned in all plans upon expiry. Also the list of payment processors is quite interesting to say the least. The usual options are there including LibertyReserve and PerfectMoney which are acceptable for all deposits. If you wish to deposit via bank wire then you may do so with amounts of $100 and upwards. SolidTrustPay and StrictPay are also accepted but for reasons best known to the admin (and I’m sure you can take a guess) deposits from those processors are only taken for amounts of $5,000 or more. So effectively making that an impossible option for the majority of HYIP players. There is a mention of AlertPay there as well. The other option is one that really surprised me. It’s called WebMoney but I doubt any readers from outside Russian speaking countries are familiar with them. They are similar to PayPal in many respects, one of which being they have almost no tolerance whatsoever for online HYIPs. Interesting to see what happens there over the coming months.
The security is up to acceptable standards for the industry. It’s on a dedicated server for a start and is protected from DDoS attacks by GoldPoll. The script is customized and I believe unique to MoneyPlus. Although not SSL protected at the present time, we are assured that this will be added by the admin very shortly. This is always a welcome feature, regrettably though not a very common one in this industry. So that makes them (or will make them) just that little bit better than a lot of their competitors.
Another security feature that I must say I quite liked was the introduction of a PIN system. Just like a bank cash machine, you will need a five digit PIN code if you want to make any adjustments to your account. Which will prevent anybody from let’s say redirecting your payments into their account.
Customer support and communication with the admin is offered via on online e-mail support ticket system. MoneyPlus also publishes a telephone number, however should you try to call it as I did (and within business hours too) a recorded message that does not identify the number as belonging to MoneyPlus till tell you that “the person you are trying to reach is not available” and tells you to leave a message.
One of the most eye-catching things about MoneyPlus is also unfortunately what gives the game away that it is simply another run of the mill online game. It’s the design. At first glance you may think it’s brilliant. And guess what? It is! It’s very professional in fact. It’s also very stolen. Everything from the graphics to the advertising slogan is taken directly from an actual UK finance company that arranges loans and finance for motor vehicle purchasing. I’m not going to mention them here as I don’t find it (very) relevant to the actual review itself, but if anybody wants to buy a car in the UK then get in touch and I’ll mail you the link so you can compare, lol!
Despite all their best efforts at professionalism, (or the appearance of professionalism) MoneyPlus is still just an online game, but it’s not a bad one. It has good potential and it’s only a few days old which makes it all the better. The verdict? Don’t go nuts here but it could be worth a couple of bucks as part of a well diversified portfolio. Nov-16-2009 04:24:17 PM
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These third-party ad servers or ad networks use technology to the advertisements and links that appear on http://investrating.net send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see. http://investrating.net has no access to or control over these cookies that are used by third-party advertisers.
You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. http://investrating.net 's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.
If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites. Nov-9-2009 09:17:54 PM
FINANCE NOVA: Internal Transfers
Internal Transfers. Now you can transfer money directly from your account to other members of Finance Nova! To find out more click on "Internal Transfer" link in your members area.
Also, we would like to remind you of our great 3 level affiliate program. Oct-27-2009 09:54:12 PM
Incoforex Financial Corp.
organized by group of criminals. They also send spam emails from our name to block our domain. We are doing all possible to be online as soon as possible. Please be patient. Our DDOS protection provider www.dragonara.net is working on this issue. Thank you for understanding and choosing IncoForex for your invesmtment needs! Oct-23-2009 03:25:29 PM
Interview with the admin of NanoMoneyCorp
1. Please introduce yourself to the readers of Investrating.net and tell us a bit more about your own involvement with NanoMoneyCorp.
Hi to all the readers of this wonderful monitor. My name is Dave Tao. I’m the site admin of NanoMoneyCorp. My job is to make the browsing and using of our site a comfortable experience for every user. As well as that I’m also responsible for the development of the site, adding new features and improving security.
2. Please give us some background information on NanoMoneyCorp as well. What business are you in? How long have you been in operation? Why did you decide to fund it with an online HYIP?
The company itself stared to work in the investment arena in 2003 in Taipei, Taiwan. The primary target was nano-technology. It was a collaboration of several marketing specialists and traders. Some of them had a unique connection with governmental programs on investments and that gave them a real push to create NanoMoneyCorp. I know it might look a bit suspicious and all this insider info may not look too legal. But that gave us a wonderful opportunity to get extra profits. Frankly speaking that was the main reason for us to go online and dive into HYIP. So we are here and working since 1 March 2006. We get profits investing in stocks and securities of high tech and mostly nano tech companies.
3. What are the investment plans on offer to the members of NanoMoneyCorp? Explain in detail how they work. What are the ROIs available? What are the minimum and maximum amounts to invest?
We have 3 main investment plans. They were developed to suit every investor’s needs and can guarantee pretty high value profits.
You can start investing from $20. It is a first plan called the Pool. Investment period is 30 business days as the profit is calculated on business days(Mon-Fri). So in calendar days it would be a bit longer then a month. (Six weeks actually). The daily profit here is 1.2%. We accept investments made through LibertyReserve and PerfectMoney for that plan. Maximum possible investment is $1000. Investors can withdraw their profits daily but not less then $1.
The second investment plan is called the Venture. Investment period is 50 business days and the daily profit is 1.5%. The minimum investment is $1001. This plan gives more investment opportunities to investors. They can invest by LibertyReserve, PerfectMoney and bank wire. To that they may invest in EURO if they send investments by bank wire transfer. Investors can withdraw their profits daily but not less then $30. And the maximum investment here is $5000.
The third investment plan is The Fund. Investment period is 100 business days and daily profit is 1.8%. We accept investments done by LibertyReserve, PerfectMoney and bank wire as well. Minimum investment is $5001. As well they can withdraw their profits daily but not less then $100. As well I have to mention that the minimum withdrawal by bank wire is $500. Initial investment is returned at the end end in any investment program.
We have one more investment program called the VIP but it’s only possible to invest there by special invitation for chosen investors.
As well I would like to mention our superb referral system that is available to every member. You don’t even have to be an investor to get your referral bonus for every new investment under your referral. 7% from every new investment made by clients you refer would be instantly sent to your account. Although we do not grant referral bonuses from reinvestments.
4. Why do you only accept LibertyReserve, PerfectMoney, and bank wires? Do you intend to start supporting other payment options sometime in the near future? What are the requirements to make an investment to NanoMoneyCorp via Bank Wire?
There are no special requirements for investing by bank wire. For sure you have to have a bank account and be a member of NanoMoneyCorp. As I said before the minimum sum to invest by bank wire is 1000 (USD or EURO) and the minimum sum to withdraw is $500.
5. Tell us now about the day to day business activities of NanoMoneyCorp both as an offline business and an HYIP. What evidence can you provide about how you are investing the members money and how can we verify this?
I don’t know much about our offline activity as my main job is to maintain the online work. I contact our financial advisers only in case of any changes or special requests from our investors. Still I’m pretty sure the company is doing a brilliant job that allows us to be in business and gain top places in a most unstable investment area.
As for the evidences of the investing the members money I guess the best one is the quantity of these members and profit they get for almost 4 years of our online activity. We have about 30,000 active investors and our payouts are more then $4000000 to date.
6. Your own website says that you work with the Taiwanese government. How can we verify that? What department do you work with and who can the members of the public contact within that department for further information?
It is correct we do have some relations with certain people in the Taiwanese government and those who are close to it. There are no ways to verify that. If I was to give you any details about that we would loose all the preferential treatment we have now. And that would probably be the end of our work. Let’s say it is a part of the information that is most likely to kept extremely secret.
7. I saw the address in HongKong and the phone number on the contact page for NanoMoneyCorp. I tried to call you numerous times but the call was abruptly stopped after just one signal. Can you tell me why your phone support is not working? Also why do you show certificate of incorporation from the Seychelles while you’re working in HongKong?
In fact the phone support is working. I can’t say for sure why you had such problems but we have already checked it and will put special attention to that issue.
It is true that we have a certificate of incorporation issued in Seychelles. Why it is so? The answer is simple. We made this because Seychelles is an offshore zone with much better economic conditions then we can have in other places.
As for Hong Kong. We have two offices and one of them is in Hong Kong. It is not our head office and it is responsible for support mainly.
8. What is the best way of contacting you? Do you provide live chat? I had some complaints from my readers recently that they contacted you via email and couldn’t receive a reply to their queries for many days. Why is it so?
We do have live chat that is working normal business hours 9 AM – 6 PM GMT. Most of the questions you have can be answered there and as well as that we can solve a lot of technical issues the on the spot.
Support is available from Monday to Friday. Mail support is working as well so you can use it if it more convenient for you. We are answering all the e-mail we get if it is not a spam of course. Still we have certain problems with several mail providers. They are blocking our mails. We are trying to solve these issue and we are aware of it but sometimes it is impossible. Because we are using DDOS protection the IP address of our site is different to the IP of our mail server and some mail providers consider it as spam and just block it.
9. Given the hostile relationship between China and Taiwan how can you maintain an office in one country while working with the government of another?
As I said before we have a head office in Taipei, Taiwan. The office in Hong Kong is our second office.
So the major part of our company is working in Taiwan and it makes no problems for us to coordinate the business.
10. Online security is a major concern for all investors. How secure is your program?. What are you doing to protect NanoMoneyCorp from hackers? What script are you using? Who is your hosting provider? Are you on a dedicated server? What level of anti-DDoS protection do you have?
We have a special script tailored to our needs. It was custom made and is not just a product off the shelf.
There is DDOS protection in place as well. In fact our site is under attack right now that’s why our protector introduced Captcha as a temporary measure.
We have a secured version of the site https://www.nanomoneycorp.com and every user can choose an option to surf more securely by pressing the SSL link. We always used dedicated servers from the very start of our program. We have a hosting server in USA.
As well we use several tips to guarantee the safety of our investor’s money. For example the investor can’t change his payment details by himself. So even if an investor lost his/her password and someone gets unauthorized access to the member zone it would not be possible to change the payment account and steal the money.
11. The appearance of the website can play a crucial role in the investors’ minds when they first come across such a program like NanoMoneyCorp. Can you tell us the reasons why you have completely changed the layout of your website recently and what was the response of the investors to these changes?
The reason is simple. We are not standing still in one place, but are showing that we are developing and growing. The change of the design was part of our strategy. We appeared online on 1 March 2006. And most of those who are familiar with our company knows a different look of our site. But the introduction of a new look was an innovation on the part the site’s development plan.
And we are happy that a new design appealed to our users. With a new design we have added several improved features according to the common demands of our investors and improved script security.
12. What advertising strategy are you using to make your site known among potential investors? Is it true to say that despite being online so long you has only recently started a more high profile promotional campaign?
It is correct we don’t do much of an advertising job. In fact we don’t have much need for mass advertising campaigns that are run by lots of HYIPs. We are well known for a long time and I don’t think there are many people who are interested in making money online and don’t about NanoMoneyCorp.
According to recent research done by comSource the popularity of graphic banners is going down rapidly. And the click loss for the last year has fallen to 32% compared to the previous year.
We do keep an online advertisement campaign on a certain level but concentrate now mostly on offline advertisement.
13. Just how big is NanoMoneyCorp? Can we see any statistics regarding membership numbers and amounts deposited?
We have about 30,000 active investors right now. Information about the invested figures is private information and can’t be mentioned in any case.
Still you can make preliminary estimations when considering the minimum investment sum is $20.
14. What do you think are the major advantages for the investor who chooses NanoMoneyCorp? There are thousands of online HYIPs all offering fantastic returns. Why do I need to pick yours?
It is true. There are a lot of other HYIPs online and many of them are really showing profits that look simply amazing.
But everybody knows that such programs have a very short life cycle. So they can be interesting to the most extreme investors I guess. The main advantage of our company it that we never missed a single payment from the time we started to work. And never failed to fulfill our obligations to our investors and partners. A lot, really a lot of people got great profits from our reasonable programs. I don’t even think that I need to say anything else to show additional attraction of NanoMoneyCorp.
15. NanoMoneyCorp has been online for over three years. Can you share with us what your plans for the near future (the next few months) are? How are you going to develop your investment services and improve your customer service?
We are constantly improving our services and going to do that all the time. Our major plan is to increase our payments but not only over the next couple of months. Mostly like we would add more payment processors. And our new design is still in progress. So in a few days you will see the way it should be. I sincerely hope the the final version will be highly appreciated by every person who visits our site.
16. If there was just one more thing you could say to readers who are still undecided, what would it be? Thanks for the interview.
I think that I have said everything about our company so I would like to turn to everyone who is willing to make some money over the Internet by investing in HYIPs. Please never invest without at least some preliminary investigation about the company. There are a lot features over the Internet to get a lot of info (real info!) about the company. Do not neglect such sites like archive.org, alexa.com and whois.domaintools.com. Do not think that the domain name has anything in common with the site’s real existence. Please note that a normal server should be hosted on a dedicated server. Do some forum searches. At least a half of the written information there would be true. I am aware of no business that can guarantee you compound profits. It is probably possible by trading illegal drugs or weapons but fortunately I know nothing about that. And still make your decision by yourself. I wish good profits and wise decisions to every investor!
And thank you for the interesting questions in that interview. Yours truly, Dave Tao. Oct-22-2009 03:29:36 PM
Interview with the admin of XrateInvest
1. Hi Karin, please introduce yourself to the readers of Investrating.net and tell us a bit about your own involvement in XrateInvest. Is this your first online venture? What other experience do you have in this Industry?
Hello, and thank you for the Interview. My name is Karin and I am 45. Oh my god, time is running. Anyway, I came up with the idea of the XrateInvest Platform and I am the admin and responsible for all transactions. If I am on a journey or taking care of our businesses and I can not find time my husband makes all transactions. So all our funds are managed by me and my husband and we decide where and how to invest them.
You question is not so clear. You asked what other experience I have in this Industry. Well in the HYIP Industry I do not have much experience. I followed the HYIP market some years and even invested sometimes. Sometimes I won. Sometimes I lost money. That’s it. It is my first and only online investment program.
In the adult industry I am working together with my husband since 2003. Before I was working offline (not as a escort or anything) in the adult industry. I was working for an adult phone company (later phone and flirt SMS) and even if it may sound funny I was training their female staff for the live hotlines and I was managing and promoting the company at adult fairs. That’s how it all started.
2. Can you also give us some background history on the XrateInvest program? Why did you decide to open your own program and what are you expecting to achieve by this? Tell us about the other people involved in the project and what their roles?
I am expecting people to be more open minded with this industry. Do not feel shy to invest in one of the biggest markets in the world. Financial Crisis? Not for us! I know no one talks about it… But I am sure 99% of Internet users are looking at porn sites on a regular basis and a lot of them also pay for it. So why not invest in it and earn money with it. We are very discreet and no member or direct investor has to be scared that his/her neighbor or grandmother will point on him/her and talk behind their back. No one will know… Only our investors will know and be happy that the account is growing. Maybe we can not provide profits like 200% after 15 days… But therefore investors can be sure that our profits are real, stable, reliable and for a long term.
3. How would you best explain to someone who has never heard of an HYIP before how the system works? From the very first moment I decide to invest until the time I receive my first payment, what happens?
As I follow your Blog now for some time I always find this question. And I guess most of investors know how to invest. If not then you should visit our FAQ or “How to Invest” page. Because with us you can invest direct or become a member first!
4. Tell us about the whole process about joining XrateInvest. I don’t think I’ve seen this method used before about either by registering your account or without registering. Why offer a choice at all and what are the benefits of either? Surely it just adds to the workload for you and confuses some people?
You can invest direct without becoming a member. Therefor you just make a direct investment on our Invest direct in Xrate page. There you can Invest with LR, PM, SP or Pecunix.
Or you can join us and become a member first and make your deposit in your member are
We offer three investment plans and pay 7 days a week! We offer the S, E, and X, Investment Plan. The profits are the same for online members and direct investors.
The benefit of being a member is that you can login to your private members area and see your Earnings, Withdrawal History, Deposit History, Earning History and more online 24hours per day.
But for every withdrawal you have to make a request. And we do not accept Pecunix payments for investors who join as members.
The benefit of being a direct investor is that all investments are safe from hackers because payments are sent directly to the account the investment has been made from. You have to do nothing. Just sit back and relax. Everything is automated and you can keep on smiling day by day (or week by week) when you see the payment is already automatically paid.
So far I can not complain about your idea that it might somehow add to the workload for us or confuse some people! The workload is fine. Up to today I did not have a single email where someone was confused. I think the people who invest in our program are smart enough to understand. About 60% prefer to become a member first and 40% invest direct!
5. What are the plans you are offering investors? What are the minimum and maximum amounts to spend? What payment processors are you currently dealing with? Are payouts automatic or do I need to request them?
We offer three Investment Plans. The S. E.and X. Investment Plan
Our S. (Short time Plan) Term: 14 Days Profit: 1% every day (paid after expiry) Investment: US$ 5-500 Principal Returned Total Roi: 114%
Our E. (Entrepreneur Daily Plan) Term: 28 Days Profit: 1.5 % Daily Investment: US$ 25-10000 Principal Returned Total Roi: 142%
Our X. (Xtra weekly Plan) Term: 42 Days (6 weeks) Profit: 17.5%/weekly (2.5% daily) Profit is paid weekly! Investment: US$ 50-50000 Principal Returned Total Roi: 205%
As a member you need to request the payment in your member area. Direct investors are getting paid automatically. Since LR had some API problems we make every payment manually. This is more secure for our members and for us. As I am not a machine and also my husband is only human too a cashout request from your member area is normally paid within 12 hours. On weekends up to 24 hours! As a member you can invest using LibertyReserve, PerfectMoney or StrictPay. As a direct Investor you can invest using the same E-Currencies plus Pecunix. We wanted to add Solid Trust Pay but at the moment we are not sure about them. We may ad other payment options in the future but we will let our members know when about this in time.
6. Tell us in as much detail as possible about the security features of XrateInvest. Are you on a dedicated server? What measures have you taken to protect the program from DDoS attacks? Who is your hosting provider and how highly would you rate them as a service provider?
We are hosted on a DDOS and Hacker protected dedicated server. Our hosting company is hushhosting and so far we had no problems at all. I think our longest downtime was 4 hours in 2 months! For members we are using a modified original licensed Neversay script. For direct Investors we developed our own direct payment script. For extra security we make a Database Backup every 12 hours and keep all investor details on and offline.
7. What about the script? Who provides that and how do you rate it? Do you have spyware and anti-virus protection?
As I said we use a original licensed Neversay script provided from Hushhosting. We never had problems with it and it is a very secure script with no backdoors. We do use the latest spyware and anti-virus protection from Kaspersky.
8. What advertising strategy are you using to further promote XrateInvest among potential new investors? Are you happy with the level of support offered by existing members?
So far we are very happy with the support from our members and the feedback. Of course from time to time I get rude emails asking me where to find nude pictures of me and my husband, others are threatening us that we will end up in hell but I just delete such comments or emails. 90% of emails are positive. In the next 2 weeks we will start with a more aggressive marketing strategy to become more known in the HYIP industry and to compete with the Top10!
9. What kind of customer support do you offer? What is the best way they contact you if they have any issues with their investments? Do you offer telephone support or Live Chat at this point? What about investors who aren’t so good with English?
At this point we offer E-Mail support in English, German and French. We also offer Ticket support for direct support on our site. Recently we lunched our site for German speaking investors in German as the number of German investors (also Austrian and Swiss Investors) was increasing day by day. You can also send as a fax in German, English or French. I removed the Live chat from our site as it was not used and nor really needed. I may introduce it again when the time is right. We do not offer Phone support yet.
10. Maybe you could tell us more now about the outside business interests of XrateInvest? How are you investing members money? How can investors independently verify the truth of any of your claims?
My husband and me, formed this platform. We decided to start this online investment platform this year (2009), well it was more me. We are investing members money first in our own businesses Adult online sites, online shops, cam girls sites and our new adult DVD adult film production.
About 30% of the investors funds are invested in online adult shops. 20% in our own Xrate adult shops and 10% in online adult shops from other adult entrepreneurs. About 25% we invest in our newly formed DVD, adult film production and just 5% in phone sex services (mostly in Germany 0900 or 118.. numbers). We invest the biggest share of the members money in adult content sites. About 50% of the investor funds are invested in Cam Girl Sites and Adult Sites.
The investor can soon verify our claims if he is willing to take part on an over 18 fax request verification process. Therefor we need the members national ID or the Passport. This is for active members only and we will give the member a 6 hour test tour for one of our sites. If the member is scared of ID theft he can overwrite his Passport No or/and his full name or implement a watermark. We will just check the age and the country where the fax was send from. In some countries members will also be able to verify their age using a 3rd party (for example in Germany ueber18.de)
11. I have seen your claims that your hosting provider (HushHosting) does not allow you to provide links to adult orientated material, but I read their terms of service and only see that they prohibit child pornography. So why no links to the online shops? If that is really the business you are financing through your HYIP, surely it only makes sense to promote that too?
Our site (XrateInvesr) is hosted on a server in Malaysia. And they do not allow adult content at all. If we are allowed to implement links or banners on our site that will forward the user to adult content sites hosted in other countries, then it’s still a question for me but I will try to find out. When I first ordered other sites (not HYIP but adult content sites) with HushHosting I got a refund because of that issue.
12. If you are not permitted to publish these links yourself, then money-news-online has no such restrictions. Perhaps you can provide me with the necessary information and the links that investors will need to verify all of this?
Thats what our over 18 fax request verification process is therefor. The fax has nothing to do with our hosted country and also the 3rd party verification process will help. As soon as we set up everything you, our members and the Money-News-Online readers will be the first to know.
13. With so many good programs around now, what would be the one thing you would say to investors who are still undecided on which program to pick? What are the benefits of joining XrateInvest over any other program? What are the advantages to the investor?
I do not want to repeat what other admins like to say, but I think I have to. We are real. I know, I think in the Interview history you never found a admin saying: “sorry, I am just sitting here waiting for your funds to pay old investors with new funds…”
The only think I can say we are real adult entrepreneurs and we know what we are doing. And I think we are the first and only online investment platform on the online investment market investing in our own adult businesses and in other successful adult entrepreneurs.
14. And finally what can we expect to see next from XrateInvest? What are your plans for the short to medium term future of the program?
You can expect a lot from us. XrateInvest is just starting. Not only the unique option that investors can invest direct or become a member first, or our completely different investment strategy. Not even the over 18 verification process will make us more strong. But the most important part. We keep on paying and paying and paying for a very long future long after you forget about most other online HYIPs around at the moment. Thank you Paul for your great Blog and for the Interview. Oct-22-2009 03:26:20 PM
MoneyCare Review
Thankfully though it won’t be too long this time. That’s no reflection on MoneyCare of course, I just mean that it is a very simple and straight forward program with nothing too difficult or complicated going on. Streamlined I suppose might be a nice word for it. So without further ado, let’s first see what the plans are before assessing if the are worth joining. I’ll just point out first that MoneyCare is one of very few online HYIPs to give you the choice of depositing in different currencies, namely Euros or Dollars. For the purpose of this review I will use dollars as that remains the first choice of most investors. Actually it’s the only choice in most programs but you know what I mean! But if you do prefer the currency of the new Roman Empire then just keep in mind that Euros and dollars are interchangeable here at a ratio of one to one. For example when I say the minimum investment is $20, it’s also €20.
Basically there are two options open to you. There are a number of variations depending on how much you wish to spend but essentially your choice boils down to this: do you want to get paid by the day or do you want to get paid by the week?
If you prefer daily payments then you will take the first plan that runs for 50 business days. That’s Monday through Friday remember so no activity on weekends. The minimum deposit is $20 and in return for that MoneyCare offer a daily interest payment of 2% paid five days per week until you have amassed a total return of 100% before your initial deposit is then returned. To put it another way, in return for a $100 deposit then one can expect a daily payment of $2 per day until expiry. That will add up another $100 which constitutes your profit, before having your initial hundred returned. In this plan you will not actually break even until the last day. The maximum deposit is $200.
For the big spenders there are two more options available. They are more or less identical to the previous plans except for the following distinctions. For deposits between $201 and $2000 you will get a daily payment of 2.25% for 50 business days. When you add that to your principal which gets returned you will have a total of 225%. Which is 100% principal plus 125% profit. When depositing here you can expect to break even and see your first profit after 45 days.
And then for those willing to risk $2001 right up to the absolute maximum of $20,000 you can earn 2.5% interest per day for 50 business days. That will all add up in the end to 150% profit plus 100% of your principal, or 250% of your initial spend. You can expect to break even after 40 days and start taking in pure profit after that.
That is all quite generous in my own humble opinion but MoneyCare has another option open to you offering more substantial returns. That always comes at a price of course and that price is that you need to take a greater risk and join the weekly paying plan. it runs for 10 weeks and again has three variations.
The first variation is again open to deposits from a minimum of $20 to a maximum of $200. For that you can expect a series of ten weekly payments of 12% of your principal. That will see you break even and make your first profit with the ninth payment. Upon completion all payments received will accumulate to 120%. You can count that as your profit as your principal will still be returned. To put it in simpler terms, a $100 investment will get you ten weekly payments of $12 every time. Ten weeks later that will all add up to $120, whereupon your initial hundred then gets handed back, becoming $220.
Needless to say anymore that should you wish to spend a bit more then you will earn a bit more. And risk a bit more too. The other two weekly options open to you include a weekly payment of 15% for ten weeks on deposits between $201 and $2000 which will add up to 150% profit on top of your principal getting returned. That sees you break even and earn your first profit with your seventh weekly payment.
And finally for deposits ranging from $2001 to $20,000 there is the offer of ten weekly payments of 18% interest. That has you in profit with your sixth weekly payment and totals at 180% pure profit upon expiry. Add your principal to that and you get 280% returned in total.
A couple of other points relevant to the investment plans include the payment schedule. I mentioned at the start that MoneyCare works from Monday to Friday but that may not be strictly true. Under certain circumstances, ie if you join the weekly at the weekend, you payments will be processed at the weekend. Joining the daily plan at the weekend however still means those payments will only be processed on trading days. Other than that one feature that many will enjoy is the fact that payouts are automatic. They will be paid directly into your e-currency account without you ever needing to make a request. That also means there is no registration process. You will simply be redirected to a secure page from your payment processor and make a direct deposit from there. A slight disadvantage to that system is the absence of a “member’s area” where you can keep track of your own investment records within MoneyCare, but that’s not exactly critical either. It just means you need to keep a close personal eye on your investment and keep your own records. Something I’d have advised you to do with all programs anyway.
A slight disappointment by the way is the payment options. Or should I say lack of them. You are restricted to LibertyReserve. And although I made the point in an recent review that this never seemed to hurt NanoMoneyCorp, they are a long established and trusted program who have spent years cultivating their reputation. MoneyCare is not. Not yet anyway. Any significant LR downtime could inflict irreparable damage here, not to mention that the lack of choice is doing nothing more than closing the door to countless investors. Good and all as LR is, investors want choice. Even if they were going to join with LR anyway! Having said that, after three weeks online the feedback I have heard seem largely positive so the investors not bothered by that seem to like what they are getting. And it’s not a difficult issue to fix either.
The security of MoneyCare is certainly an advantage though. They are hosted on a dedicated server and protected from DDoS attacks by DdoSWiz, who are a respected service provider with a decent reputation. There is no script in use with deposits and payments coming and going directly from your e-currency account. I already explained the drawbacks to that method but on the other hand it pretty much eliminates the possibility of your account getting hacked. Obviously, as there is no account! There is also a Comodo certificate guaranteeing the authenticity of the MoneyCare website.
Any questions regrading support issues can be addressed directly to the admin via a link to his e-mail address. A postal address is published but it consists merely of a PO box number in Belize where MoneyCare claim registration. A number of documents are made available for you inspection regarding their official incorporation as a company in that country and if you are interested you are free to examine them and contact the relevant authorities there to confirm their validity. A quick search on Google should point you in the right direction. Personally I have no reason to doubt MoneyCare’s claims about being a registered business entity, I just have no allusions about that offering any kind of guarantee or protection. Well established and formerly successful businesses are closing down by the day all over the world, and a certificate of incorporation never stopped it from happening. But I guess some people take comfort in the appearance of legitimacy.
There claims about there outside business and investment activities are there on the “About us” page for all to see. Sorry if I just skip over this bit. Regular readers will by now know my opinions regarding such things but I will be more than happy to come back and analyze them should MoneyCare still be in operation next year. But you can read it for yourself and take what you like from it. For me I will take MoneyCorp as an average HYIP that could be a lot better with actually not that much extra work. A couple of other payment processors would make a world of difference here. Other than that I suggest you disregard claims that 80% of your principal is guaranteed unless you get that claim verified by an independent financial regulatory body. But I would still be quite hopeful of MoneyCare surviving online for long enough to profit. Sep-27-2009 09:33:30 AM
SportsVal update
This is an important update describing where we are now while transforming Sportsval to a more profitable, more exciting and more user friendly program.
We have just installed a groundbreaking new feature - direct betting from your Sportsval account. Betting is enabled for every match that we are tipping (3 - 5 matches each week). To bet on the tip, you need to log into your member account area and click on the new "Bet Now" button left on the bottom menu. Betting is done with BETTING UNITS, the basic sportsval token of value, so to be able to bet you first need to own units or purchase new ones through the Buy units / upgrade page. (Oh yeah, the member area has been revamped for a nicer look, and the rest of the site will follow soon :)
A new tip and match have just been made available (visible at the sportsval.com front page), so feel free to try this exciting new feature that is the first major step in the new Sportsval concept. Note that you can bet on any outcome of a particular game - also contrary to our picks (which we do not recommend), however every now and then our tip is incorrect and another result will ensue. There has recently been a nice winning streak for the free tips, will that continue with the next match or not remains to be seen...
In fact, only 41% of our 113 picks have been correct, however with average odds of 3.13 for each win we are now 56 units in profit after just 7 months of operation. With a total of 149 units staked, that represents an unbelievable 37.60% yield. In practise this means that ON AVERAGE, our tips make a profit of 37.60% for each match.
This effectively translates to THOUSANDS OF PERCENTS of profit per year for members who are able to bet according to our analysis. Thus, we are discarding the old weekly profit share plan with our target in bringing all members the possibility to earn these higher figures through betting directly at the Sportsval site. As of this writing, Sportsval is no more fully passive income program, as members need to use the betting units to bet and earn profits. Later on, we may be able to introduce some automation to lean again towards passive income for members, but for now you really need to be in the game to win!
There will be a number of more great changes during the rest of September as outlined in our recent update in July. During this transformation, we need to keep mostly all funds tied up on the betting accounts to enable the onsite direct betting, thus cashouts from the prior sportsval system are currently disabled. Expect cashout functionality to resume within the next week or two as liquid funds become available.
We will keep you updated very soon, but suffice it to say that the other upcoming changes will be as revolutionary and exciting as the betting feature just installed. Now, we wish you happy betting - through your Sportsval member account! Sep-7-2009 04:29:17 PM
Breaking News From Nanomoneycorp 2.3.2010
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Marry Christmas and a happy New Year! Dear users!
Investrating.net team would like to wish you and your families a marry Christmas and a happy New Year.
May the next year bring us all much happiness and, of course, many stable investment programs.
Best regards,
Investrating.net more
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This time it is to review a new HYIP called MoneyCare. more
SportsVal update 7.9.2009
Dear SportsVal Member, more
